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Personal Loan

Achieve your goals with moey! Personal Loan

Open Account

No specific purpose

Request your Personal Loan and use it whenever, wherever and however you want.


Flat rate

Always know how much you're going to pay per month, with no tricks.


Simple and paperless

Make your simulation and request your Personal Loan in minutes, without uploading documents.


Money in the account in minutes

Once your request is approved, you will receive the money in your account, usually, within 30 minutes.

Zero paperwork, zero hassle


Install the moey! app

You already know, this is always the first step to start at moey!


Make a simulation

And analyze in detail all the conditions. Do you like it?


Submit your request

If approved, read the contractual documentation and accept the conditions

And that's it

And that's it!

Money available within 30 minutes directly in your moey! account

When, Where and How you want... Do you believe it?

You don't need to decide right away where you're going to spend your money. Use the money for what you need, when you need it.

If you need a lower amount...



Monthly Installment

73,64€/ 40 months

TAN 9,250% | TAEG 13% | MTIC 3.033,81€

If you need a higher amount...



Monthly Installment

158,91€/ 60 months

TAN 9,250% | TAEG 12,1% | MTIC 9.779,25€

Frequently Asked Questions

Where can I use the amount?

You can use your moey! credit for any purpose you want, without having to tell us about it. moey! credit has no specific purpose.

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What are the terms and amounts available?

You can choose a term between 24 and 60 months. You can select a loan amount between €1,000 and €7,500.

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How soon will I receive my money?

If you sign your moey! Personal Loan agreement between 7:31 am and 10:00 pm, the amount contracted will be available in your moey! account, usually up to 30 minutes after the completion of the entire operation. If it is between 10:01 pm and 7:30 am the next day, the amount will be available in your moey! account, around 8:00 am.

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At what age can I apply for a moey!’s Personal Loan?

You must be 18 years of age or older on the date of contracting your Loan, and on the maturity date of the operation, you must be less than 70 years old.

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Still have doubts?

Visit our FAQs

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Examples of moey! Personal Loans without specific purpose:


(1) TAEG 13% for a financing of € 2,500 to 40 months, with a TAN of 9,250%. Monthly installment of € 73.64. Total amount charged to the consumer of € 3.033,81, including the € 56,25 credit opening fee, interest and Stamp Duty on the credit used, the interest and the commission.

(2) TAEG 12,1% for a financing of € 7,500 to 60 months, with a TAN of 9,250%. Monthly installment of € 158.91. Total amount charged to the consumer of € 9.779,25, including the  €168,75 credit opening fee, interest and Stamp Duty on the credit used, interest and commission.

Credit installments are a regular part of the Clients' family budget. It is essential that the Client considers in advance whether it has the financial capacity to ensure the payment of the installments resulting from the loans it intends to contract. For more information on managing the family budget, consult the “Todos Contam” portal, which can be accessed at


moey! Personal Loans are granted by one of the Credit Institutions belonging to Crédito Agrícola*.

*Credit Agrícola is represented by Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL, Credit Institution registered in Banco de Portugal under n.º 9000, registered in the Commercial Registry Office of Lisbon under the single taxpayer n.º 501464301, with share capital of € 309,565,245.00 (floating), having its registered office at Rua Castilho, n.º 233/233A, 1099-004 Lisboa.

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Caixa Central de Crédito Agrícola Mútuo,
Rua Castilho 233-A, 1099-004 Lisboa

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Download the app here to open an account

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