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Personal Loan

Achieve your goals with moey Personal Credit! To apply for your credit, install the app.

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Personal Loan moey!
Simple and fast personal credit moey!

Simple and quick

Request your Personal Credit in a simple and immediate way, without any hassle

Personal loan with immediate response moey!

Instant response

Immediate response to your request for a Personal Loan

Money in your account moey!

Money in your account

Receive the money in your account, usually within 30 minutes

Personal credit moey! no paperwork

No paperwork

Request and manage your Personal Loan entirely through the App

Zero paperwork, zero hassle

Install the moey app!

You already know, this is always the first step to get started in moey!

Make a simulation

And analyze all the conditions in detail. Do you like it?

Submit your request

If approved, read the contractual documentation and accept the conditions

And that's it

Money available within 30 minutes directly into your account

For whatever you want!

You don't have to decide right away where you're going to spend your money. Use it for what you need, when you need it.

If you need a lower amount...



Monthly Installment

70,26€/ 40 months

TAN 7,000% | TAEG 11% | MTIC 2.947,08€

If you need a higher amount...



Monthly Installment

128,71€/ 60 months

TAN 7,000% | TAEG 9,9% | MTIC 8.095,05€

Frequently Asked Questions

Where can I use the amount?

You can use your moey! credit for any purpose you want, without having to tell us about it. moey! credit has no specific purpose.

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What are the terms and amounts available?

You can choose a term between 24 and 60 months. You can select a loan amount between €1,000 and €6,500.

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How soon will I receive my money?

If you sign your moey! Personal Loan agreement between 7:31 am and 10:00 pm, the amount contracted will be available in your moey! account, usually up to 30 minutes after the completion of the entire operation. If it is between 10:01 pm and 7:30 am the next day, the amount will be available in your moey! account, around 8:00 am.

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At what age can I apply for a moey!’s Personal Loan?

You must be 18 years of age or older on the date of contracting your Loan, and on the maturity date of the operation, you must be less than 70 years old.

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Still have doubts?

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Contact us anytime

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The interest rate shown is variable depending on the amount and term of the Personal Loan, also reflecting the customer's risk profile. Make your simulation on the moey! App.

Examples of moey! Personal Loans without specific purpose:


(1) TAEG 11% for a financing of € 2,500 to 40 months, with a TAN of 7,000%. Monthly installment of € 70.26. Total amount charged to the consumer of € 2,947.08, including the € 56,25 credit opening fee, interest and Stamp Duty on the credit used, the interest and the commission.

(2) TAEG 9.2% for a financing of € 6,500 to 60 months, with a TAN of 7,000%. Monthly installment of € 128.71. Total amount charged to the consumer of € 8,095.05, including the  €146,25 credit opening fee, interest and Stamp Duty on the credit used, interest and commission.

Credit installments are a regular part of the Clients' family budget. It is essential that the Client considers in advance whether it has the financial capacity to ensure the payment of the installments resulting from the loans it intends to contract. For more information on managing the family budget, consult the “Todos Contam” portal, which can be accessed at


moey! Personal Loans are granted by one of the Credit Institutions belonging to Crédito Agrícola*.

*Credit Agrícola is represented by Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL, Credit Institution registered in Banco de Portugal under n.º 9000, registered in the Commercial Registry Office of Lisbon under the single taxpayer n.º 501464301, with share capital of € 309,565,245.00 (floating), having its registered office at Rua Castilho, n.º 233/233A, 1099-004 Lisboa.

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