--- title: Virtual card without commissions or fees | Moey description: Create your moey! bank account online and get instant access to your free virtual card, without maintenance fees. image: https://moey.pt/hubfs/icon%20app%20(1)-1.png --- # *Virtual* Debit Available and ready to use when you join Moey [ Open Account ](https://moey.pt/en/open-account) ![Moey_CDV_01](https://moey.pt/hubfs/6-d%C3%A9bito%20virtual/Moey_CDV_01.png) ## The virtual card of the future ![Moey_CDV_06](https://moey.pt/hubfs/6-d%C3%A9bito%20virtual/Moey_CDV_06_Mobile.jpg) Virtual Card ## *Start* using it immediately As soon as you open a Moey account, your virtual card is immediately available for you to use. ![Moey_CDV_04](https://moey.pt/hubfs/6-d%C3%A9bito%20virtual/Moey_CDV_04_Mobile.jpg) Virtual Card ## Add to *Wallet* and pay quickly, conveniently and securely Pay quickly, conveniently and securely with your smartphone or smartwatch. If you have an Android device, you can add your virtual card to Google Wallet and start paying with Google Pay. If you have an iOS device, add your virtual card to Apple Wallet and pay with Apple Pay. Regardless of your device's operating system, you can still add your virtual card to Garmin Connect and pay with Garmin Pay. ![Moey_CDV_05](https://moey.pt/hubfs/6-d%C3%A9bito%20virtual/Moey_CDV_05_Mobile.jpg) Virtual Card ## Manage your card with *total autonomy* You can activate/deactivate it, cancel it if necessary, order a new card and even set geographic limits and online payments - all these in your Moey app. ## Control your cards with total security   ![Secure your online purchases with strong authentication](https://moey.pt/hubfs/35-1080b.jpg) Security ## *Secure* your online purchases with *strong* authentication Make your purchases online with complete security through the [3D Secure Protocol](https://www.bportugal.pt/en/page/strong-customer-authentication), with two-factor validation. ## Wallets   ![Moey_CDV_04](https://moey.pt/hubfs/6-d%C3%A9bito%20virtual/Moey_CDV_04_Mobile.jpg) Wallets ## Google Pay **How to add the card in the Google Wallet?** • Open Google Wallet in your Android smartphone, select “Add a payment card” and follow the instructions (copy the virtual card digits in the app and paste them in Google Wallet to avoid manual insertion errors). Et voilá, you can start paying with your smartphone or smartwatch in physical stores and online, quickly, conveniently and securely. **How to pay with Google Pay?** • Unlock the device, bring it close to the payment terminal and confirm success on the device. Important note: Your card information is always protected and is never stored in your Android device or shared when you pay. Also, like all your transactions, you can check the purchase details on My Moey ![Moey_CDV_02](https://moey.pt/hubfs/6-d%C3%A9bito%20virtual/Moey_CDV_02_Mobile.jpg) Wallets ## Apple Pay **How to add the card in the Apple Wallet?** • Open the “Cards” menu in the Moey app, select the virtual card, click “Add to Apple Wallet” and follow the instructions. Et voilá, you can start paying quickly, conveniently and securely! **How to pay with Apple Pay?** • Double click on the side button or main button (depending on the iPhone you have), unlock the device, bring it close to the payment terminal and confirm success on the device. Important note: Your card information is always protected and is never stored in your Android device or shared when you pay. Also, like all your transactions, you can check the purchase details on My Moey ![Moey_CDV_03](https://moey.pt/hubfs/6-d%C3%A9bito%20virtual/Moey_CDV_03_Mobile.jpg) Wallets ## Garmin Pay **How to add the card in the Garmin Connect?** • Open Garmin Connect in your Android or iOS smartphone, select “Add a Mastercard Payment Card” and follow the instructions. Et voilá, you can start paying with your Garmin smartwatch in physical stores quickly, conveniently and securely! **How to pay with Garmin Pay?** • Unlock the Garmin smartwatch, bring it to the payment terminal and confirm the success of the operation. You can check [here](https://www.garmin.com/es-ES/c/wearables-smartwatches/?FILTER_USERPROFILE_GARMINPAY=true&sorter=featuredProducts-desc) the compatible devices with Garmin Pay. Important note: Your card information is always protected and is never stored in your Android device or shared when you pay. Also, like all your transactions, you can check the purchase details on My Moey ### Still have doubts? [ Visit our FAQs ](https://support.moey.pt/hc/en-us) ### Find out more on the Blog [ Read Articles ](https://moey.pt/blog) ### Contact us anytime [ Go to Contacts ](https://moey.pt/en/contacts) ## *Download* your app Download the app to open an account Download the app to open an account ![Website_QRCode_moey-1](https://moey.pt/hubfs/Website_QRCode_moey-1.svg) [![Available on Google Play](https://moey.pt/hubfs/googleplay-c.svg) ](https://app.adjust.com/na1brqd?engagement_type=fallback_click&fallback=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dpt.moey.app&fallback_lp=https%3A%2F%2Fmoey.pt%2Fabrir-conta-bancaria-online) [![Available on App Store](https://moey.pt/hubfs/appstore-c.svg) ](https://app.adjust.com/j3ffvrz?engagement_type=fallback_click&fallback=https%3A%2F%2Fapps.apple.com%2Fpt%2Fapp%2Fmoey-conta-100-digital%2Fid1462060959&fallback_lp=https%3A%2F%2Fapps.apple.com%2Fapp%2Fid1462060959%3Fmt%3D8) [![Available on Huawei AppGallery](https://moey.pt/hubfs/appgallery-c.svg) ](https://app.adjust.com/3dij3f4?engagement_type=fallback_click&fallback=https%3A%2F%2Fappgallery.huawei.com%2Fapp%2FC101850579) Caixa Central de Crédito Agrícola Mútuo, Rua Castilho 233-A, 1099-004 Lisboa Download the app using the QR Code and open your account now Open your account here Open Account [![Available on Google Play](https://moey.pt/hubfs/googleplay-d.svg) ](https://app.adjust.com/ttssq3u?engagement_type=fallback_click&fallback=https://play.google.com/store/apps/details?id=pt.moey.app&hl=en&gl=US) [![Available on App Store](https://moey.pt/hubfs/appstore-d.svg) ](https://app.adjust.com/ttssq3u?engagement_type=fallback_click&fallback=https://apps.apple.com/pt/app/moey-conta-100-digital/id1462060959) [![Available on Huawei AppGallery](https://moey.pt/hubfs/appgallery-d.svg) ](https://app.adjust.com/ttssq3u?engagement_type=fallback_click&fallback=https://appgallery.huawei.com/app/C101850579) ![Moey](https://moey.pt/hubfs/logo.svg) #### Download your app Download the app here to open an account ![Website_QRCode_moey-1](https://moey.pt/hubfs/Website_QRCode_moey-1.svg)