moey! Personal Loan

Carry out your goals with the moey! Personal Loan. To request your Personal Loan, install the app here. If you still don't have the option available in your app, wait for the next few weeks

Quick and easy
Apply for your Personal Loan in an easy and fast way
Instant response
Immediate response to your Personal Loan application
Money in your account
Money will usually be available in your moey! account in 30 minutes
No paperwork
Request and manage your Personal Loan entirely through the App

Quick and Easy Loan Process

moey! Personal Loan in a simple and quick way, without paperwork, to use when you want and for whatever you want. To request your Personal Loan, follow these steps:
Download the app and open your moey! account without maintenance fee
Make your simulation on the app and check the conditions
Submit your Personal Loan request
If approved, read the agreement and accept the conditions
Money will usually be available in your moey! account in 30 minutes

For whatever you want!

Realize old or newer goals... you don't have to decide now. Use the value for what you need, when you need it!

If you need a lower amount…
Amount
2500€
Payment Term
40 months
Monthly Installment
70,26€
If you need a higher amount…
Amount
6500€
Payment Term
60 months
Monthly Installment
128,71€
Frequently asked questions
So you don't miss anything

Personal Loan

Where can I use the amount?

You can use your Loan for any purpose you wish, without having to communicate it to us. moey!  Personal Loan has no specific purpose.
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What are the terms and amounts available?

You can choose a payment term between 24 and 60 months. You can select a Loan amount between € 1,000 and € 6,500.
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How soon will I receive my money?

If you sign your moey! Personal Loan agreement between 7:31 am and 10:00 pm, the amount contracted will be available in your moey! account, usually up to 30 minutes after the completion of the entire operation. If it is between 10:01 pm and 7:30 am the next day, the amount will be available in your moey! account, around 8:00 am.
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At what age can I apply for a moey!’s Personal Loan?

You must be 18 years of age or older on the date of contracting your Loan, and on the maturity date of the operation, you must be less than 70 years old.
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Do you still have doubts?
Contact us!
feedback@moey.pt
+351 210 521 500
+351 965 980 347

Notes

The interest rate shown is variable depending on the amount and term of the Personal Loan, also reflecting the customer's risk profile. Make your simulation on the moey! App.

Examples of moey! Personal Loans without specific purpose:

(1) TAEG 10% for a financing of € 2,500 to 40 months, with a TAN of 7,000%. Monthly installment of € 70.26. Total amount charged to the consumer of 2,914.58 €, including the 25 € credit opening fee, interest and Stamp Duty on the credit used, the interest and the commission.

(2) TAEG 9.2% for a financing of € 6,500 to 60 months, with a TAN of 7,000%. Monthly installment of € 128.71. Total amount charged to the consumer of € 8,010.54, including the € 65 credit opening fee, interest and Stamp Duty on the credit used, interest and commission.

Credit installments are a regular part of the Clients' family budget. It is essential that the Client considers in advance whether it has the financial capacity to ensure the payment of the installments resulting from the loans it intends to contract. For more information on managing the family budget, consult the “Todos Contam” portal, which can be accessed at www.todoscontam.pt/pt-pt/planear-o-orcamento-familiar.

moey! Personal Loans are granted by one of the Credit Institutions belonging to Crédito Agrícola*.


*Credit Agrícola is represented by Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL, Credit Institution registered in Banco de Portugal under n.º 9000, registered in the Commercial Registry Office of Lisbon under the single taxpayer n.º 501464301, with share capital of € 309,565,245.00 (floating), having its registered office at Rua Castilho, n.º 233/233A, 1099-004 Lisboa.

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Download the app
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Validate your identity with video call or Digital Mobile Key
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Provide us with some important data to finalize the process
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Starts making purchases and payments immediately

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